Zinch: Financing That Works
The team at Zinch has been providing fast and convenient financing solutions for small businesses since 2004. Formerly known as Merchant Capital Source, our goal has always been to make financing inclusive: offering solutions that are easy to understand and use. With our focus firmly on financial flexibility, we’re in business to help small businesses thrive.
Zinch Financial Products
Simple and flexible, our product family has been created based on the specific needs of our customers and the dynamics of their business.
Our feet are on the street and our ears to the ground. As our customerʼs needs grow and vary, our products will too.
Zinch Flex
Zinch Flex is a superior choice for owners who prefer simple and flexible payment terms, based on the revenue generated by your business.
Zinch Loan
Zinch loan is ideal for business owners that need a lump-sum cash infusion for a major business investment or shortfall, and those who prefer fixed payment terms.
A + Rating
from Better
Business Bureau
5 Star Score
from Trustpilot
Over 15 years
supporting American
small business
+ 12,000
loans & advances
provided
70%
are repeat customers
The Zinch difference
Proudly direct
Zinch is a direct lender,
meaning we loan our own funds
(not somebody elseʼs).
That means we know our customersʼ cash needs first-hand.
Inclusive
Weʼre also proud to make our solutions available to money-making businesses and people of every stripe. We serve those whoʼve proven their ability to make money, whenever they need capital: to keep operating, expand, or weather a storm.
Speed, simplicity, and transparency
We know the last thing small businesses need is more red tape or convoluted-answers.
Our leading products faithfully reflect our simple approach!
Getting
started?
Zinch makes it
super-easy.
This is the Zinch application process, top to bottom:
Fill out short form with your basic business information. Provide a copy of your most recent bank statements.
A Zinch specialist will contact you to discuss the option that best fits your needs.
Hereʼs what weʼre looking for in your Bank Statements:
- At least 6 months in business
- Over $10,000 in monthly sales
What Our Customers Say About Us
Qualify for up to $250,000
in just 24 hours
Want to know more before you proceed?
Call us at: (714) 500-6621
Or check our FAQs
